Step 1: Prepare the Fries

Preheat your oven and bake the frozen French fries according to the package instructions until they are crispy and golden.

Step 2: Cook the Chili

While the fries are baking, heat a large skillet over medium heat. Add the ground beef and cook until browned. Then, add the chopped onion and minced garlic, continuing to cook until the onion is soft.

Step 3: Simmer the Chili

In the skillet, add the drained kidney beans, crushed tomatoes, chili powder, ground cumin, salt, and pepper. Stir well and let the mixture simmer for about 20 minutes, stirring occasionally.

Step 4: Make the Cheese Sauce

In a separate saucepan, melt the butter over medium heat. Whisk in the all-purpose flour until smooth and let it cook for one minute. Gradually add the milk, stirring constantly until the sauce thickens.

Step 5: Add Cheese to the Sauce

Remove the saucepan from heat and stir in the shredded cheddar cheese until it is fully melted and creamy.

Step 6: Assemble the Dish

On a large serving platter, layer the crispy fries. Spoon the chili generously over the fries, then drizzle the creamy cheese sauce on top. For an extra kick, consider adding chopped green onions or jalapeños.